If you’re involved in any kind of automobile accident there are things you know you should do like stop, call the police and exchange insurance information. There are a few things that you should remember to do to save time and money when dealing with the police and insurance companies.
Take Pictures of Damage
If you are able to take pictures of the damages while you wait, do so. If you don’t remember until the police are there, don’t intervene in their investigation but take the pictures as soon afterwards as you can. Take pictures of any external injuries as well. A few insurance companies offer apps to easily record pictures of damage.
Make an Accurate Record
When the police arrive, tell them everything you know for sure and nothing else. If you speculate on what happened, it could impact you or the other party negatively. You might not feel any pain at the time, so if you are asked whether you are injured say you’re not sure and make sure to get checked for injuries.
Keep a File of Records
Information to keep together includes claim number, the adjust handling the claim, contact information for all those involved and any expense records, make sure not to absent-mindedly misplace or toss receipts.
Contact Your Attorney Immediately
The sooner you get your attorney involved the better, they will make sure that your rights are protected and nothing valuable is destroyed. Insurance companies want to get a statement immediately after the accident so seek legal council immediately.
Keeps things friendly at the scene, don’t throw accusations at anyone because there is a good chance you could be just as at fault. Most importantly, don’t neglect the aftermath of the situation. Dealing with everything might be annoying and time consuming but getting served with legal papers is worse.