Getting hurt on the job is something we never expect but it does happen. When you are suffering from a work-related injury, the last thing you are thinking about is navigating through the workers compensation process. Below you will find a helpful information to assist you in getting the compensation you deserve. An employee who waits 30 days or more, jeopardizes compensation for his injury and treatment.
Your employers workers compensation insurance will pay all medical treatment. However, your employer selects the health care provider. You may choose a different care provider, but you risk doing so at your own cost. You may choose not to file a workers compensation claim.
If you choose to file a claim, you have two (2) years from the date of injury or the last payment made on account of the injury by the employer or its workers’ compensation insurance carrier.
Settlement of a worker’s compensation claim, no matter how small, can take time and several issues can arise. That is when an attorney should be consulted.
Claiming Workers Compensation
When you are injured on the job you should notify your employer and get medical attention immediately. This is true even with minor injuries. It’s common for people to shrug off a small injury while at work. It’s not until later that they realize the injury is worse than they originally thought. If you’re hurt on the job, notify your supervisor so that the proper records can be filed indicating that you were, in fact, injured while performing your duties at work.
Promptly complete the workers’ compensation claim forms and hand them over to your employer. If you send the forms by mail, make sure to send them by certified mail and keep the return receipt.
It is very important to ensure that your employer has actually filed the workers’ comp report with their insurance company. The longer they take to start the process, the longer it will be before you start to receive any compensation for your suffering. Just because your employer tells you they filed the report does not make it true. This is your hardship so make sure that the proper actions are taking place. If you have not heard about the status of your claim within two weeks you should contact the insurer.
Workers Compensation Attorneys
If you are denied benefits or suspect fraud on the part of your employer or insurer, you should report it to the fraud unit at the workers’ compensation board and contact your attorney.